Terms of Service

Terms of Service

Last Updated: 10/4/2024

Welcome to C-US-CHANGE (“Platform”). By accessing or using our Platform, you agree to comply with and be bound by the following Terms of Service (“Terms”). Please read these Terms carefully before using our services. If you do not agree with any part of these Terms, you should not use the Platform.

1. Acceptance of Terms

By creating an account or using the Platform, you accept and agree to be bound by these Terms and our Privacy Policy, which is incorporated by reference. These Terms apply to all users of the Platform, including visitors, registered members, and content contributors.

2. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Platform after any changes indicates your acceptance of the new Terms. It is your responsibility to review these Terms periodically.

3. Account Registration and Security

• You must be at least 16 years old to register for an account.
• You agree to provide accurate, current, and complete information when registering for an account.
• You are responsible for maintaining the confidentiality of your account login credentials and are fully responsible for all activities that occur under your account.
• If you suspect unauthorized use of your account, you must notify us immediately at [email protected].

4. User Conduct

By using the Platform, you agree to:

• Not engage in any activity that is illegal, harmful, abusive, or disruptive.
• Not post, upload, or distribute any content that is unlawful, defamatory, obscene, offensive, or violates the rights of others.
• Not harass, threaten, or impersonate other users.
• Not use automated means (e.g., bots, spiders) to access the Platform.
• Comply with all applicable local, national, and international laws.

5. User-Generated Content

• You retain ownership of the content you create and share on the Platform (“User Content”).
• By posting User Content, you grant us a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, and display such content in connection with the operation of the Platform.
• We reserve the right to remove or disable access to any User Content for any reason, including content that violates these Terms or our community standards.

6. Content Restrictions

When using C-US-CHANGE, you agree to adhere to the following content guidelines. The following types of posts are strictly prohibited:

• Misinformation: Any content that knowingly spreads false, misleading, or deceptive information.
• Religion and Politics: Posts that focus on promoting religious or political ideologies, opinions, debates, or campaigning are not allowed.
• Pornography: Content that includes or promotes explicit sexual material, nudity, or sexually suggestive content.
• Violent or Hateful Content: Any posts that promote hate speech, discrimination, harassment, or threats toward individuals or groups based on race, ethnicity, gender, sexual orientation, religion, disability, or any other discriminatory grounds.
• Illegal Activities: Posts promoting or encouraging illegal activities, including but not limited to drug use, violence, or hacking.
• Spam, deceptive advertising, or fraudulent schemes.
• Content that infringes on intellectual property rights or violates privacy rights, that promotes violence, hate, or discrimination, and content that encourages or engages in illegal activity.
• Other Prohibited Content: Any other posts or media that C-US-CHANGE deems harmful, offensive, or inappropriate for the platform’s community.

C-US-CHANGE, Insightica LLC reserves the right to remove any content that violates these restrictions and may suspend or terminate accounts that repeatedly or egregiously infringe upon these guidelines.

7. Termination and Suspension

We reserve the right to suspend or terminate your account and access to the Platform at our discretion, without prior notice, for violating these Terms or engaging in any conduct we deem inappropriate or harmful to the Platform or its users.

8. Intellectual Property

• The Platform and its content, including text, graphics, logos, and software, are the property of Insightica LLC, and are protected by intellectual property laws.
• You may not copy, reproduce, distribute, or create derivative works based on the Platform’s content without our express written permission.

9. Disclaimer of Warranties

• The Platform is provided on an “as-is” and “as-available” basis without warranties of any kind, either express or implied.
• We do not guarantee that the Platform will be secure, error-free, or uninterrupted.

10. Limitation of Liability

• To the fullest extent permitted by law, Insightica LLC and C-US-CHANGE shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of or inability to use the Platform.
• Our total liability to you for any claims arising out of or relating to the use of the Platform is limited to the amount you paid, if any, for access to the Platform.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state of North Carolina without regard to its conflict of law provisions.

12. Dispute Resolution

In the event of any disputes arising out of or relating to these Terms or the Platform, you agree to first contact us at [email protected] and attempt to resolve the dispute informally. If informal resolution is unsuccessful, the dispute shall be resolved through binding arbitration in North Carolina

13. Miscellaneous

• These Terms constitute the entire agreement between you and Insightica LLC regarding the use of the Platform.
• If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
• No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision.

14. Contact Us

If you have any questions about these Terms, please contact us at [email protected].

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Privacy Policy

Privacy Policy

Last updated: 10/4/2024

1. Introduction

Welcome to C-US-CHANGE. Your privacy is important to us, and we are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you visit our website and use our services.

By using our services, you agree to the collection and use of information in accordance with this Privacy Policy. Please read it carefully to understand our views and practices regarding your personal data.

2. Information We Collect

We collect the following types of information:

• Personal Data: Information that you provide directly, such as your name, email address, phone number, date of birth, profile picture, and other details during registration or profile updates.
• Content Data: Posts, comments, messages, media, and other content that you share through our platform.
• Usage Data: Information about how you use our website, such as IP addresses, browser types, operating systems, device information, pages visited, and interaction with other users and content.
• Cookies and Tracking Data: We may use cookies and similar tracking technologies to monitor activity on our website and store certain information to enhance your user experience.

3. How We Use Your Information

We may use the information we collect from you for the following purposes:

• To provide, maintain, and improve our services.
• To personalize your experience and display content that is relevant to you.
• To communicate with you about your account, updates, or new features.
• To monitor and analyze trends, usage, and activities on our platform.
• To enforce our terms of service and prevent fraud or abuse.
• To respond to user inquiries, support requests, or legal processes.

4. How We Share Your Information

We may share your personal data in the following situations:

• With Other Users: Information you choose to share publicly (such as posts, comments, and profile details) may be visible to other users.
• Third-Party Service Providers: We may share your data with third-party providers that help us deliver our services, such as hosting, analytics, or customer support.
• Legal Compliance: We may disclose your data to comply with legal obligations, court orders, or government requests.
• Business Transfers: In the event of a merger, acquisition, or asset sale, your personal data may be transferred to another entity.

5. Data Security

We take reasonable measures to protect your personal information. However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your data, we cannot guarantee its absolute security.

6. Your Data Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data, including:

• Accessing or correcting your information.
• Deleting your account and associated data.
• Withdrawing consent for data processing.
• Opting out of marketing communications.

To exercise your rights, please contact us at [Contact Information].

7. Retention of Data

We retain your personal data for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law. If you delete your account, we will delete or anonymize your data, except where we are legally required to retain it.

8. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these sites. We recommend you review their privacy policies.

9. Children’s Privacy

Our services are not intended for users under the age of 16. We do not knowingly collect personal information from children. If we learn that a child’s data has been collected without parental consent, we will take steps to delete that information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the “Last Updated” date will be revised. We encourage you to review this policy periodically.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

C-US-CHANGE, Insightica LLC
[email protected]
Charlotte, NC.

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